It is the mission of IHCDA to promote responsible homeownership opportunities throughout Indiana. Our homeownership programs are uniquely designed to assist eligible borrowers through down payment assistance and tax-credit benefits. This is accomplished with the help of our participating lenders.
Mortgage Origination and Sale Agreement (MOSA)
In order to become an IHCDA participating lender, you must sign the Mortgage Origination and Sale Agreement (MOSA). Within the agreement you will find corporate, application, closing and the broker appendix contact sheets.
All lenders must submit the new MOSA’s, Contact Sheets and Registration Fee to IHCDA by December 31, 2024 in order to participate in the new IHCDA Homeownership Application processes and guidelines. Lenders must follow all old processes and guidelines until the 2025 MOSA is received and approved.
MOSA Forms
Please complete all applicable areas of the agreement and forms. Please email a completed copy of this agreement to mosa@ihcda.in.gov.
The fee to participate is $2,000.00.
Click here to pay the fee online
For any questions, contact the IHCDA Homeownership Department at mosa@ihcda.in.gov.
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