If you’re a lender or Realtor® working in Indiana, IHCDA offers a number of homebuyer programs that might make the difference in your client’s ability to afford a new home. We offer fixed interest loans at affordable rates with up to 6% in down payment and closing cost assistance. Our programs are ideal for borrowers who need extra flexibility or who have limited funds for the down payment and/or closing costs, yet have the financial means to maintain monthly mortgage payments.

IHCDA works with lenders and Realtors® across the state.

Are you interested in learning more about becoming a Participating Lender?

• Renew or Become a Participating Lender (MOSA)
• Contact Us
• Programs
• Homeownership Web Application and Training
• Income and Acquisition Limits
• Loan Status
• Marketing Materials
• Mortgage Credit Certificate Re-Issuance Affidavit
• Servicer Overlays and Payoffs
• Targeted Areas

Past/Upcoming Events and Resources

• Indiana Association of Realtors Presentation - August 16, 2023
• IHCDA DPA Programs Presentation - June 8, 2023
• Indiana Association of Realtors Presentation - June 8, 2023
• Freddie Mac Presentation - April 25, 2023
• MGIC Presentation - April 25, 2023
• Indiana Association of Realtors Presentation - April 25, 2023