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Housing

What Is Housing Discrimination?

Individuals have the right to access housing without discrimination. Housing discrimination occurs when a person is treated differently because of a protected class in renting, buying, or financing a home, or in other housing-related activities.

Under federal and Indiana civil rights laws, housing providers may not discriminate based on protected characteristics when offering housing, setting terms, or providing services. These protections help ensure equal access to housing opportunities.

This may occur in many situations, including:

  • Renting or leasing a home
  • Buying or selling property
  • Setting rental terms or conditions
  • Providing housing services or maintenance
  • Advertising housing

Housing decisions should be based on legitimate factors such as financial qualifications, not protected characteristics.

If you believe you experienced housing discrimination, there are time limits for filing a complaint. In most cases, a complaint must be filed within 180 days of the alleged discriminatory act.

Filing as soon as possible can help ensure that your complaint can be reviewed.

Protected Classes in Housing

Housing discrimination may violate civil rights laws when it is based on a protected class.

Protected classes in housing may include:

  • Race
  • Color
  • Religion
  • Sex
  • Disability
  • National origin
  • Ancestry
  • Familial status (presence of children under 18)

Housing providers may not treat individuals differently because of these characteristics.

Who Is Covered

Housing discrimination laws may apply to individuals seeking or using housing, including:

  • Renters
  • Homebuyers
  • Tenants
  • Individuals applying for housing

These protections help ensure equal access to housing opportunities.

What Types of Housing Are Covered

Civil rights laws may apply to many types of housing, including:

  • Apartment buildings
  • Rental homes
  • Condominiums
  • Public and subsidized housing
  • Housing provided by property management companies

Certain limited exemptions may apply in specific situations.

Examples of Housing Discrimination

Housing discrimination can take many forms. Examples may include:

  • Refusing to rent or sell a home because of a protected class
  • Charging different rent or fees based on a protected class
  • Providing different services or maintenance to certain tenants
  • Advertising that excludes certain groups
  • Harassing tenants because of a protected class

Each situation is evaluated based on the specific facts and circumstances.

Fair Housing General Guide

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Fair Housing General Guide

Housing Provider's Guide

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Housing Provider's Guide

Fair Housing is the Law Poster

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Fair Housing is the Law Poster

Federal Fair Housing Act

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Federal Fair Housing Act

Indiana Fair Housing Act

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Indiana Fair Housing Act

Indiana Administrative Code

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Indiana Administrative Code

If You Believe You Experienced Housing Discrimination

If you believe you were treated unfairly in housing because of a protected class, you may be able to file a discrimination complaint.

The Indiana Civil Rights Commission investigates complaints involving discrimination in housing, employment, education, public accommodations, and credit.

To learn more about filing a complaint, visit the How to File a Discrimination Complaint page.