The information below is a brief overview of benefit options; however, more details concerning your benefits can be found on the INSPD Benefits website.
COBRA
Health, dental and vision coverage is effective through the end of month in which employment ends. COBRA information will be mailed directly to your home address of record. You will have 60 days from the date of the notice or from the termination date of benefits, whichever is later, to apply. If the election is made timely and applicable premiums are paid then your insurance is reactivated back to the loss of coverage date.
Life Insurance is effective through the end of the month in which employment ends. Employees may also be eligible to convert or transfer Life Insurance Benefits to an individual insurance policy without submitting evidence of insurability or good health.
All of this information plus the relevant premium rates will be included in the COBRA packet that will be mailed to your address of record.
More details concerning COBRA can be found at www.in.gov/spd/benefits/cobra.
Health Savings Accounts
The money that is in your Health Savings Account (HSA) is yours to use on qualified medical expenses per the IRS and plan regulations. The account will remain active until all funds have been exhausted. Questions should be directed to UMB Healthcare Services at 866-520-4HSA (4472) and employees can access their account online at www.umb.com/hsa.
Flexible Spending Accounts
Health Flexible Spending Account
Employees enrolled in the health or limited purpose flexible spending account who separate from employment may only incur expenses through their last date of work. Claims for services incurred during their coverage period may be submitted until the regular claims filing deadline of June 15, following the end of the plan year. Claims will only be reimbursed up to the amount deposited toward the account.
Dependent Care Flexible Spending Account
Employees enrolled in the dependent care flexible spending account who separate from employment may incur and submit claims for service until the regular claims filing deadline of June 15, following the end of the plan year. Claims will only be reimbursed up to the amount deposited toward the account.
Claim forms, including detailed receipts/invoices, may be sent for processing via:
Fax: 1-877-879-9038
Online: asiflex.com
Mail: ASIFlex
PO Box 6044
Columbia, MO 65205-6044
Conversion/Election to Port Life Insurance Coverage
Employees previously insured under the State of Indiana Term Life and Basic AD&D insurance program may elect to continue all or a portion of their in force insurance, as well as any in force insurance for dependents. Please contact Securian at 1-866-293-6047 if you have additional questions.
Differences between converting and porting your life insurance can be reviewed in the Porting Life Insurance file.
Porting Life Insurance Coverage: You may download the form or you may request continuation forms from Securian.
Conversion/Election to Transfer Life Insurance Coverage: You may download the form or you may request continuation forms from Securian.
The completed application must be received by Securian within the requested timeframe.
Employee Assistance Program (EAP)
The State of Indiana participates in an Employee Assistance Program through Optum. You and your household members continue to have access to EAP services for up to 36 months after your retirement or employment ends. Access all the Optum EAP online tools and resources by going to liveandworkwell.com (Access code: Indiana). Call for free, confidential help 24 hours a day, 7 days a week at 1-800-886-9747.
Benefiting You Handbook
For additional questions regarding how resignation or retirement affects your insurance benefits, please consult our Benefiting You handbook. You can direct benefits related questions to the State Personnel Benefits Call Center at (317) 232-1167 if you are in Marion County or toll free at 1 (877) 248-0007 or spdbenefits@spd.in.gov.