PERF and TRF Hybrid or My Choice Plan membership overview
If you're new to PERF and have been enrolled in the PERF Hybrid or My Choice plan by your employer, choose from "I'm a Public Employees' Retirement Fund (PERF) Member" under Plan-specific New Member Information below to learn more about your plan.
If you're a new teacher or public employee with a choice between the Hybrid or My Choice plans, you have 60 days from your date of hire to choose between two retirement options – the traditional PERF or TRF Hybrid plan (defined benefit plus a defined contribution (DC) account) or the My Choice: Retirement Savings Plan. If you do not choose within 60 days, you will be automatically enrolled in the designated default plan. Your choice, or default, is irrevocable so please make an informed decision.
INPRS Member Advocates and Retirement & Financial Education consultants can help you learn about the differences between the two plans. You may also want to consult your financial advisor for specific financial impacts on selecting one plan over another. Contact INPRS with questions at (844) GO-INPRS or (844) 464-6777.
Click one of the buttons below for details about Hybrid and My Choice plan options.
How can I find out if I have a choice between the PERF Hybrid and My Choice plans?
If you're a new PERF member and aren't sure if you have a choice between the Hybrid or My Choice plan, speak to one of our Member Advocates at (844) GO-INPRS (844) 464-6777, or email us at firstname.lastname@example.org and we'll be happy to look that up for you.
If you're a member of one of the other INPRS plans, you can find links to new member information for your plan in the next section.
Plan-specific New Member Information
Find your retirement plan listed below to get educational resources, general plan knowledge, member publications, forms, and more.
- I'm a Public Employees' Retirement Fund (PERF) Member
- PERF Hybrid Plan at a Glance fact sheet
- PERF My Choice Plan at a Glance fact sheet for state of Indiana employees
- PERF My Choice Plan at a Glance fact sheet for local government employees
- You have 60 days to decide between the PERF Hybrid and PERF My Choice plans
- PERF membership FAQs
- PERF member forms
- Additional information for PERF members
- I'm a Teachers' Retirement Fund (TRF) Member
- I'm a 1977 Police Officers' and Firefighters Retirement Fund ('77 Fund) Member
- I'm a Judges' Retirement System (JRS) Member
- I'm a Prosecuting Attorneys' Retirement Fund (PARF) Member
- I'm an Excise, Gaming and Conservation Officers' Retirement Fund (EG&C) Member
- I'm a Legislators' Retirement System (LRS) Member
How can I find out which INPRS plan I belong to?
If you're not sure what INPRS retirement plan you are a member of, speak to one of our Member Advocates at (844) GO-INPRS ((844) 464-6777) or email us at email@example.com and we'll be happy to look that up for you.
General Member Resources and Education
- INPRS Member Services Information
- Member Investment Account Overview
- About the Indiana Public Retirement System
No matter what career stage you're in, it's important for you to actively plan for your retirement future. Fortunately, as a member of an INPRS retirement plan, you have access to a wide range of in-person and remote member services to help you get started.
In-person Member Services
The INPRS lobby is open to limited services and will remain open daily from 8 a.m. to 5 p.m. EST, Monday through Friday. You'll be able to connect with the INPRS Retirement and Financial Education team in person for the following services:
- Verification of benefits
- PIN requests/account login assistance
- Scheduling for counseling/webinars/events
- General plan questions and account information:
- Years of service
- DC balances
- Retirement eligibility
- Benefit estimates
- Quarterly/Annual Statement questions
- Duplicate 1099s
You can register for a one-on-one appointment or webinar here. Read on for more information about webinars, virtual appointments, and other INPRS online services.
Online Member Services and Resources
My INPRS Retirement Online Services
You have access to your INPRS account balance, investments, and additional tools and resources at myINPRSretirement.org. More information about the tools and services available to you from the self-service website is under the myINPRSretirement.org tab at the top of this section.
INPRS Retirement and Financial Education Resources
INPRS' Retirement and Financial Education experts regularly host a series of member webinars on a range of topics including but not limited to:
- Understanding Your Plan – a basic overview of your retirement plan specifically geared towards PERF and TRF members who are not yet planning to retire but want to learn about their options.
- Asset Allocation and Investment Basics Education – information about defined contribution accounts, investing terms, and concepts to help members better invest their retirement savings.
- Positive Money Habits – Budgeting and Saving – the first step to a successful retirement plan is creating a strong budget and savings plan. This webinar can start you out in the right direction.
Counseling sessions with an INPRS Retirement and Financial Education expert
One-on-one retirement counseling sessions by phone – individual hour-long appointments are available to new members who need plan information, any member looking for a consultation to discuss their account options and retirement planning, and those who are ready to start the retirement process.
Ask INPRS FAQs
A quick and easy way to get answers to INPRS plan-related questions, rules, guidelines, and updates is to use our FAQ knowledge base tool, Ask INPRS. You can not only get important information from the FAQ tool but you can also leave feedback on what you find. If there's a question you have that isn't available in the Ask INPRS tool, you can submit an inquiry to our Member Advocates and still get the answers you need. And we will make sure to add those questions to the FAQs we have. Ask INPRS can help you find what you're looking for 24/7 without having to wait to call during business hours.
Services by Phone and/or Email
For account-specific questions and issues, you can rely on our INPRS Member Advocate Services team to steer you in the right direction. Whether you need to:
- Update your personal account information,
- Access forms, publications, and documents,
- Ask questions about your account status, balance, or other information, or
- Get help logging into your INPRS online account or using any of our online tools
Our Member Advocates are available from 8 a.m. to 8 p.m. EST Monday through Friday to take your call at (844) GO-INPRS (844-464-6777). You can also email our Member Advocate team at firstname.lastname@example.org.
Visit our Contact Us page for the best ways to reach us by phone, fax, or email.
Sign Up for INPRS Email Publications
If you have not yet registered your online INPRS account, or if you want to join member email subscription lists to receive our regular electronic communication, you can submit your information using this form. For information about registering your INPRS account, go to the myINPRSretirement.org tab.
If you're a Public Employees' Retirement Fund (PERF), Teachers' Retirement Fund (TRF), or Legislators' Defined Contribution (LE DC) plan member, you should know that your retirement plan includes a defined contribution (DC) account. Contributions are made to your account and invested. INPRS offers six investment fund options for you to choose from when deciding how you want your DC account balance and future contributions allocated. The amount you earn in that account will help to provide you with income for your retirement future. For more information about INPRS DC accounts, the investment options available to you, and things you should consider when investing, watch the video below, check out the Investing 101 section of this site, and log on to your INPRS online account at myINPRSretirement.org.
You can learn about myINPRSretirement.org in the next tab.
The INPRS self-service website myINPRSretirement.org has retirement planning and education tools to help you determine how much money you need in retirement. It will also help you make decisions about your INPRS account investments, budgeting plans, and other retirement planning insights. There are also tools to help members who are near retirement to prepare and apply for their INPRS benefits.
Our interactive experience, myOrangeMoney®, compiles your INPRS benefit, personal savings, and estimated Social Security benefit amount to give you an estimate of your monthly income in your retirement years.
Once you get your number based on your current habits, you can adjust the amount you save, years until retirement, and even investment returns to see how changes to your plan may impact your retirement paycheck. We encourage you to review this tool often and especially as your income and retirement plans change.
Get to myOrangeMoney® by logging on to your myINPRSretirement.org account.
What if I don’t know my username and password to log on to my account?
If it's your first time logging in, you will use the PIN listed in the security mailer you received from INPRS to log in and register your online account. Alternatively, you can register using your Social Security number and date of birth. You will then set up an account username and password for future website access.
If you are already registered and have forgotten your username, you can click the "Forgot Username" link on the account login page and follow the instructions to look up your username on the website. If you have forgotten your password, you can click the "Forgot Password" link on the account login page and follow the instructions to reset your password.
How do I log in to the self-service website?
You can log in to myINPRSretirement.org, here.
If you lose or cannot locate your PIN, you can still register on the self-service secure website. Click “Register Now,” select Social Security Number and date of birth, and follow the instructions including answering security questions to confirm your identity.
With approximately $36.9 billion in assets under management at fiscal year-end 2020, the Indiana Public Retirement System (INPRS) is among the largest 100 pension funds in the United States. We work to serve the needs of approximately 467,000 members representing 1,273 employers including public universities, school corporations, municipalities, and state agencies.
INPRS administers and manages the following plans:
- Public Employees’ Retirement Fund
- Teachers’ Retirement Fund -
- Pre-1996 Account
- 1996 Account
- Prosecuting Attorneys’ Retirement Fund
- 1977 Police Officers’ and Firefighters’ Pension and Disability Fund
- Legislators' Retirement System -
- Defined Benefit Plan
- Defined Contribution Plan
- Judges’ Retirement System
- State Excise Police, Gaming Agent, Gaming Control Officer and Conservation Enforcement Officers’ Retirement Plan
INPRS also oversees three non-retirement funds including the Pension Relief Fund, the Public Safety Officers’ Special Death Benefit Fund and the State Employees’ Death Benefit Fund.