Working toward retirement is a long process, but it doesn’t have to be difficult.

As you near the end of your career, INPRS is with you every step of the way to make your final working days your easiest.

1. If you are a PERF or TRF Hybrid member applying for retirement benefits, you will receive a monthly benefit for the rest of your life.
2. PERF or TRF My Choice plan members must select an annuity at retirement to get a monthly benefit for life.
3. When you apply for retirement, several options are available to you regarding how to receive your benefit. Be sure to select the retirement benefit option that best suits your financial goals and retirement needs.
4. PERF members, your retirement benefit payment date is the 15th of the month.
5. For TRF members, the retirement benefit payment date is the first of the month, one month in arrears.
6. If you are eligible for normal or early retirement but have not yet applied, INPRS can provide a retroactive benefit payment of up to six months based on the date your application is submitted.
7. You will receive an overview of your retirement eligibility and benefits in your Annual Member Statement, sent during the month after your birth month. The estimated benefit amount shown in your annual member statement could vary from your actual monthly defined benefit amount, which is subject to final audit and calculation.
8. When you’re ready to retire, remember to complete the online retirement application at least 90 days before your target retirement date.
9. You’re not eligible to receive any PERF/TRF benefit (retirement) until after your last wage-earning day with your PERF/TRF employer (members who qualify for Millie Morgan and elected officials excluded).
10. In-service withdrawals and distributions are available for qualifying members. Distributions may require some information from your employer.

For additional information, speak with a Member Advocate Team representative at (844) GO-INPRS or 844-464-6777.