Depository Applications

For Bank application questions, please email bankapplications@dfi.in.gov.

For Credit Union application questions, please email creditunionapplications@dfi.in.gov.

Financial Institution Formation

(IC 28-11-5)

• Application to Organize an "Interim" State Chartered Banking Institution
• Application to Organize a State Chartered Corporate Fiduciary
• Application to Organize a Commercial Bank or Savings Bank
• Articles of Incorporation
• Confidential Financial and Biographical Report
• Certificate of Payment of Capital Stock
• Statement with Regard of Exchange
• Articles of Exchange
• Fingerprint Instructions

Financial Institution Charter Conversions

(IC 28-1-21.6, IC 28-1-21.7 IC 28-1-21.8, IC 28-1-21.9, or IC 28-1-33)

• Application to Convert
• Articles of Incorporation for National Bank Conversion to State Charter
• Articles of Conversion
• Articles of Conversion for Credit Union
• Articles of Conversion for Mutual Bank Conversion
• Depository Institutions Charter Conversion Presentation

Financial Institution Branch Activities

(IC 28-2-13-19, Interstate Branching IC 28-2-18, Main Office Relocation IC 28-1-5-3, Branch Closing Per DFI Policy)

Financial institutions meeting the criteria outlined in the DFI’s Expedited Procedures Policy ( https://www.in.gov/dfi/files/policy-establishing-expedited-branch-procedures.pdf) may be exempt from the normal branch establishment and relocation approval requirements, including the filing of the full branch application linked below. Financial institutions should consult the Expedited Procedures Policy prior to applying.  If the financial institution meets the criteria outlined in the Policy, the financial institution shall submit a letter detailing their branching plans, outlining how they meet the criteria to be considered for expedited procedures, and provide Page 1 of the below linked full application to support allowable statutory premise holdings.  If a financial institution does not meet the criteria for expedited procedures, the full application linked below must be submitted.

• Application to Establish or Relocate Branch Offices, Trust Offices, Main Office or a Mobile Branch

Financial Institution Merger/Acquisition/Consolidation Activity

(IC 28-1-7, Interstate Banking IC 28-2-17)

• Application to Establish a Branch Office or Offices by Acquisition

Bank Holding Company Acquisition

(IC 28-2-14, Indiana Bank Holding Company, Out of State Bank Holding Company IC 28-2-16)

• Application by an Indiana or Foreign Bank Holding Company

Establishment of a Foreign Corporation in Indiana

*Please note: The new filing fee rate is $125

(IC 28-1-22)

• Application for Admission of a Foreign Corporation
• Application to Expand the Activity of a Foreign Corporation Admitted to Do Business in the State of Indiana

Amendment to the Articles of Incorporation/Credit Union Field of Membership Expansion

(IC 28-13-14-12)

For Credit union field of membership expansion please refer to  the below linked Credit Union Field of Membership Expansion Steps.

• Articles of Amendment of the Articles of Incorporation
• Credit Union Field of Membership Expansion Steps

Plan of Exchange – Formation of Bank Holding Company

(IC 28-1-7.5)

• Statement with Regard to Plan of Exchange
• Articles of Exchange

Change of Control

(IC 28-1-2-23)

• DFI uses Interagency Federal Application and Letter Notification

*The below activities require letter notification to the Department in lieu of a formal application

Subsidiary Formation – (IC 28-13-16)

Dividend Activity – Formation of Bank Holding Company (IC28-1-7.5)

Miscellaneous – (May require Approval or No Objection)

• Real Estate Held For Future Expansion IC 28-1-11-5
• Community Investments IC 28-1-11-4
• Transfer of Trust Assets IC 28-2-14-18
• Parity Request IC 28- 1-11-3.2
• Emergency Branch Closure IC 28-13-10-9
• Acquisition of Own Shares IC 28-13-3-3
• Information Concerning the Bid on A Troubled of Failed Institution
• Factors to Consider When Reviewing Branch/Relocation Applications